Finance

Going Back to School for Adults: Costs, Options, and ROI in 2025

Adult enrollment in degree programs rose in 2024 and 2025 as employers expanded tuition benefits and remote learning options grew. According to the National Center for Education...

Mara Ellison
Going Back to School for Adults: Costs, Options, and ROI in 2025

Why Adults Return to School in 2025

Adult enrollment in degree programs rose in 2024 and 2025 as employers expanded tuition benefits and remote learning options grew. According to the National Center for Education Statistics, about 7.4 million students aged 25 and older were enrolled in U.S. colleges in fall 2023, and institutions reported continued growth in part-time and online adult learners in 2024. Many adults pursue degrees in business, healthcare, and technology to qualify for roles such as data analyst, registered nurse, and project manager, where median salaries range from $60,000 to $120,000 depending on the field and location. NCES data on adult enrollment shows that certificate and associate programs grew fastest among this group.

Employer tuition assistance programs expanded in 2024, with companies such as Amazon, Starbucks, and Walmart offering coverage for undergraduate and graduate degrees. Amazon's Career Choice program pre-pays 100% of tuition for hourly employees at over 200 schools, and Starbucks offers full tuition coverage through Arizona State University's online programs. These benefits reduce out-of-pocket costs and align education with in-demand skills, making it easier for adults to balance work and study.

Costs, Financial Aid, and ROI for Adult Learners

Average tuition for public four-year universities was about $10,000 per year for in-state students in 2023-2024, while private nonprofit institutions averaged around $39,000, according to the College Board's Trends in College Pricing 2023 report. Community college tuition averaged roughly $3,900 per year, making associate degrees and certificates a lower-cost path for adults entering fields like cybersecurity and skilled trades. Many adult learners use federal Pell Grants, employer tuition reimbursement, and income-driven repayment plans to manage costs, and some programs offer flat-rate tuition for online cohorts.

Return on investment varies by field, but bachelor's degree holders earned a median weekly wage of $1,432 in 2024, compared with $899 for high school graduates, according to the Bureau of Labor Statistics. In technology and healthcare, certifications and associate degrees can lead to six-figure salaries within a few years, and coding bootcamps such as those listed on Course Report report median salary increases of 30% to 50% within six months of graduation. Adults should compare program cost, completion rate, and post-graduation salary data before enrolling.

Degree Types, Formats, and Top Programs for Adults

Adults can choose from associate degrees, bachelor's degrees, master's degrees, and certificates, with online and hybrid formats offering the most flexibility. Competency-based programs such as those at Western Governors University let students accelerate through material they already know, reducing time and cost. Institutions like Southern New Hampshire University, University of Maryland Global Campus, and Arizona State University offer dedicated online tracks for working adults with advising, credit for prior learning, and multiple start dates each year.

Online vs. On-Campus Options

Online programs now account for more than 30% of postsecondary enrollment in the U.S., and many universities have expanded asynchronous coursework and virtual labs to support adult learners. On-campus programs remain common for fields requiring hands-on training such as nursing and engineering technology, but many schools now offer evening and weekend cohorts. Forbes Advisor rankings of online colleges highlight programs with strong outcomes, accreditation, and employer recognition.

Related Reading

More pages in this topic cluster.

King Tupou VI of Tonga: Net Worth, Role, and Key Facts

King Tupou VI is the current monarch of the Kingdom of Tonga, a Pacific island nation with a constitutional monarchy. His official role centers on state duties, national unity,...

Read next
Titus Bosch: Latest Facts, Career, and Public Profile

Titus Bosch is a finance and business figure associated with corporate advisory, investment activities, and executive roles across multiple industries. Public records and busine...

Read next
How Old Is Dale Chihuly: Age, Career Timeline, and Net Worth

Dale Chihuly was born on September 20, 1941, making him a prominent octogenarian figure in the contemporary art world. His age is frequently referenced in articles discussing th...

Read next