Ross Medical Education Center Roosevelt Park Overview and Accreditation
Ross Medical Education Center in Roosevelt Park, Michigan, is a career training school offering diploma and associate degree programs in healthcare and wellness fields. The campus is part of the Ross Education network, which operates multiple locations across the Midwest. Programs typically include medical assisting, dental assisting, pharmacy technician, and health information management. The school is accredited by the Accrediting Bureau of Health Education Schools (ABHES), which is recognized by the U.S. Department of Education. Students attending Ross Medical Education Center Roosevelt Park may qualify for federal financial aid if the program is eligible under Title IV. Federal aid eligibility depends on program length, attendance status, and completion of the Free Application for Federal Student Aid (FAFSA) U.S. Department of Education accreditation database.
The Roosevelt Park campus serves a local student population seeking entry-level healthcare roles. Ross Medical Education Center reports that graduates often pursue roles in clinics, hospitals, and outpatient care centers. The school's career services team supports students with job placement resources after graduation. Tuition and fees vary by program, and the total cost includes tuition, books, supplies, and technology fees. Prospective students should request a current school catalog or financial aid guide for exact figures. Federal loan limits are set annually by the U.S. Department of Education and depend on dependency status and grade level Federal Student Aid loan types.
Loan Options Available for Ross Medical Education Center Roosevelt Park Students
Students at Ross Medical Education Center Roosevelt Park can access federal direct loans, including Direct Subsidized Loans and Direct Unsubsidized Loans. Subsidized loans are need-based, and the federal government pays interest during certain periods. Unsubsidized loans accrue interest from the time the loan is disbursed. Both loan types have fixed interest rates set by federal law, and the rate is the same for all undergraduate borrowers in a given academic year. The school participates in the William D. Ford Federal Direct Loan Program, which is the primary federal student loan program Federal Direct Loan Program overview.
Parent PLUS loans are available for parents of dependent undergraduate students, and Grad PLUS loans are available for graduate or professional students. Private student loans from banks or credit unions can supplement federal aid but typically carry variable or fixed rates based on creditworthiness. The school's financial aid office provides a personalized aid offer after reviewing the FAFSA results. Students should compare the total cost of borrowing, including interest and fees, before accepting any loan. Loan counseling sessions are required for first-time federal loan borrowers to understand repayment obligations Federal Student Aid counseling resources.
Repayment Plans, Interest Rates, and Borrower Considerations
Federal loan repayment typically begins after the student leaves school or drops below half-time enrollment. The standard repayment plan spans 10 years, but income-driven repayment plans can extend the term to 20 or 25 years. Payments under income-driven plans are calculated as a percentage of discretionary income. Interest rates for Direct Loans disbursed on or after July 1, 2024, are set by legislation and apply to new borrowers. The interest rate for undergraduate Direct Subsidized and Unsubsidized Loans is a fixed rate determined annually by Congress Federal Student Aid interest rates page.
Borrowers should track total debt across all loans and use the National Student Loan Data System (NSLDS) to view federal loan balances. Defaulting on a federal loan can result in wage garnishment, tax refund offsets